Term Life Insurance & Term Life Insurance Quotes
Disability Insurance

  888.587.8511
disability insurance you can afford, and we're not pushy!
 

  Disability Insurance And Disability Insurance Quotes

 
 
 


    Assurity Disability Insurance

 

Assurity Life Insurance Company was formed in 1997 as a subsidiary of Woodmen Accident and Life, and in 2001, the two companies were united with the century-old Lincoln Direct Life Insurance Company, comprising the Lincoln Insurance Group.

Assurity Security Group Inc. illustrate the companies’ financial stability for 2004 as follows:

  • $2.02 billion in total assets

  • $228.3 million in total surplus/capital

  • $265.3 million in premium

DISABILITY PRODUCTS

AssurityBalance® Personal Disability Income

AssurityBalance® Business Overhead Expense
helps assure that a business can continue when a disabling illness or injury occurs.

AssurityBalance® Graded Benefit Disability Income


UNIQUE RIDERS

Return of Premium
Monthly Disability Income
Monthly Accidental Only Disability Income

Not all Assurity products may be available in all states!


Personal Disability Income Protection 4  AssurityBalance ® 
IGP-007 (2/04)

General Guidelines (may vary by state)


PRODUCT TYPE

Individual guaranteed renewable disability policy with a traditional definition of disability.


INTENDED MARKET


Individuals 25 to 50 years old employed in blue, gray, and white collar occupations earning from $15,000 to $50,000 annually. Small business (under 100 employees) owners, managers, and/or employees.


ISSUE AGES

18-55 ⎯1-, 2-, 5-year and To Age 65 Benefit Periods. (For limitations under Classes 2A and 1A, see “Available Benefit Periods”) 56-60 ⎯1-, 2-, and 5-year Benefit Periods Available to Classes 4A and 3A 1- and 2-year Benefit Periods Available to Classes 2A and 1A


PREMIUMS


Level; based on nearest age (age as of nearest birthday), Gender, Tobacco Use, Occupational Class, Elimination Period, Monthly Disability Benefit Amount, Benefit Period, and any Optional Benefits selected.

Non-Tobacco If no tobacco in last 12 months.


Policy Fee
$40


Rate Increases

Premiums may only be raised on a class basis with each state’s approval.


Not all insurance products from all insurance companies are available in all states.


Note:  We do not provide legal or tax advice. The general information presented on various tax aspects contained in this site are not intended to be relied upon as tax advice. Individuals should seek the advice of a qualified tax professional regarding the taxation of these benefits as they apply to your particular situation.  These benefits are offered in all states except: AK, HI, & WY. License #'s: CA: OC38446 MT: 29724 F00-0283-LC 


<Return To Previous Page>