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Disability Insurance Companies
 

 

The disability insurance companies listed below were chosen for their financial strength,  product offerings, and excellent reputation as leaders in the disability insurance marketplace. 

Our system  will always scan all of these markets to insure we are offering you the best choices for your particular requested need.

The exact provisions governing the insurance, including policy benefits, exclusions, limitations and waiting periods are contained in the actual policy.

Note: All insurance company  ratings are subject to change. Not all company  products, listed below, may be available in all states.
These descriptions are not offers of coverage!

More on Rating Definitions >    

 

Top Rated Disability Companies
 

  Company Ratings  Products  
 
AIG
     
 




American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In the United States, AIG companies are the largest underwriters of commercial and industrial insurance and AIG American General is a top-ranked life insurer.

More>

A.M.
Best
A++
Standard
& Poor's
AAA
Moody's Aa1
Fitch AA+ Very

AIG



  Employer-sponsored short-term disability (STD) insurance provides income if able to work for a short period of time due to sickness or injury.

  Voluntary long-term disability (LTD) insurance protection in also available on a group basis.  









More>
 
 
Assurity
     
 


Assurity Life existed as a subsidiary of Woodmen Accident and Life Company (founded in 1890) from 1997 until 2003, when the two companies merged to become Assurity Life Insurance Company. In 2001, Assurity and Woodmen united with Lincoln Direct Life Insurance Company, which became the direct marketing division of Assurity, now known as Assurity Direct, in 2005
 

More>

 
A.M.
Best
A-
Standard
& Poor's
 
Moody's 
Fitch 


Assurity

  Personal Disability Income
  Business Overhead Expense
  Graded Benefit Disability Income







More>

 
 
Berkshire
     
   

    
 


Berkshire More>

 
 


Boston Mutual

     
 


 

Boston Mutual Life Insurance Company was founded in 1891 and has a proud history of solid financial performance.



More>

A.M.
Best
A- t
Standard
& Poor's
 
Moody's 
Fitch BBBq 

Boston Mutual

Disability Income Insurance for individuals (Policy Series D.I.-A&S-6/93 & D.I.-ACC-6/93)

  Short Term Accident & Sickness or Accident Only coverage.

  Voluntary Long Term Care

More>
 

 
 
Guardian
     
   
Guardian More>


 
 
 
The Hartford
     
 




 

Founded in 1810, The Hartford Financial Services Group, Inc(NYSE: HIG) is one of the largest investment and insurance companies based in the United States, with offices in Japan, Brazil, Ireland, England, and the United States. With nearly 30,000 employees and $2.1 billion in income in 2004, The Hartford was ranked 88th on the 2005 Fortune 100 list.

More>
 


 
A.M.
Best
A+
Standard
& Poor's
AA-
Moody's Aa3
Fitch AA

The Hartford

 
Group Disability features the Ability ManagementĀ® portfolio of products
and services.

  They include short-term disability and long-term disability insurance, and the ability to integrate these plans, along with our workers' comp.




More>

 
 
MassMutual
     
 





The MassMutual Financial Group is a global, growth-oriented diversified financial services organization. The MassMutual Financial Group is a marketing designation for Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries. 




More>

A.M.
Best
A++
Standard
& Poor's
AAA
Moody's Aa1
Fitch AAA

Ratings as of 09/01/05. Ratings are subject to change.
 



MassMutual


  MassMutual's FlexElectsm Individual
A disability income insurance solution that's affordable and flexible, Riders and options providing additional coverage

  RadiusĀ®top-of-the-line product that offers excellent benefits that can be flexible in design when benefits are more important than cost.
  • White Collar best with income of above 60K
  • Also good with business owners

 More>
 

 
 
MetLife
     

 





MetLife, Inc., through its subsidiaries and affiliates, is a leading provider of insurance and other financial services to individual and institutional customers. 

The MetLife companies serve individuals in approximately 13 million households in the U.S. and provide benefits to 37 million employees and family members through their plan sponsors.


With over 40 years of group disability experience, MetLife currently covers over
3.5 million employees at over 10,000 companies nationwide.

More>
 


 

A.M.
Best
A+
Standard
& Poor's
AA
Moody's Aa3
Fitch AA

 


MetLife

 

MetLife Is Big On Underwriting Physicians And Dentists!

 
MetLife Is A Top Leader In The Group Disability Marketplace!
  • When mental nervous is a concern they can offer to the end of benefit period
  • Similar to Guardian can offer lifetime benefit or Own Occupation with a 4A rate class
  • Executives—White collar
  • DENTISTS



More>

 
 
Mutual Of Omaha
     
 





Since Mutual of Omaha's founding in 1909, they have provided 95 years of outstanding service to policyholders.

Mutual of Omaha Insurance Company and United of Omaha Life Insurance Company have earned strong ratings.


Mutual of Omaha's
Wild Kingdom
>

More>
 


 

A.M.
Best
A
Standard
& Poor's
Aa3
Moody's AA-
Fitch 

 


Mutual Of Omaha

Available disability products
 
 Short-Term Disability Insurance
  Long-Term Disability Insurance
  Voluntary Short-Term Disability
     Insurance

  Voluntary Long-Term Disability
     Insurance





More>
 
 
Principal
     
 





Headquartered in Des Moines, Iowa, we serve more than 13 million customers worldwide.
                   
         
Company Profile Here>



More>


 

A.M.
Best
A+
Standard
& Poor's
AA
Moody's Aa2
Fitch AA

 


Principal


  Individual Disability Income
     Insurance
  Overhead Expense Insurance
  Disability Buy-Out Insurance
  • Excellent service and underwriting
  • Very good for buy sell and business overhead arrangements.

More>
 

 
 
Union Central
     
 





More>
 


 

A.M.
Best
A-
Standard
& Poor's
A-
Moody's NA
Fitch A

 


Union Central

  Innovative choices in designing DI Contracts.  Union Central Life has all definitions of disability that the major carriers offer, including true Own Occupation coverage to age 65 available dependent  on the client's occupation.

 
Strong Medical Market offerings

More>
 









 

Related Topics
         
        
  Top Rated Disability Insurance Company Products
                

               
  aig       
                   
 
  assurity   
                  berkshire 
                ● 
BIRKSHIRE BROCHURE 
                ●
 Sample Policy 
                ●
  boston mutual
                  guardian  
                  hartford
                  massmutual
                ●
  metlife
                ●  mutual of omaha 
                ●  principal 
                ●  Company Profile
                ●
  union central



Not all insurance products from all insurance companies are available in all states.


Note:  We do not provide legal or tax advice. The general information presented on various tax aspects contained in this site are not intended to be relied upon as tax advice. Individuals should seek the advice of a qualified tax professional regarding the taxation of these benefits as they apply to your particular situation.  These benefits are offered in all states except: AK, HI, & WY. License #'s: CA: OC38446 MT: 29724 F00-0283-LC 


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