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Term Life America
Disability Insurance
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Disabilities Related Organizations
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The Arc of the United States
Voluntary organization committed to the welfare of all children and
adults with mental retardation and their families. Formerly ARC,
Association
Professional Organizations - Learning
Disabilities Association
Disability Resources, Inc. is a national nonprofit organization that
provides ... The National Organization on Disability promotes the
full and equal ...
The National Organization on Disability
Promotes full and equal participation of America's 54 million men,
women and children with disabilities in all aspects of life.
DRM Guide to Disability Resources on the
Internet
The world's foremost gateway to disability resources on the
Internet, ... a handy guide to finding agencies and organizations
that can help you:
The Cultural Perspectives of Independent
Living and Self-help ...
Self-help organizations were
established with initiatives of disabled persons in ... Because many
self-help organizations of people with disabilities are ...
Organizations - Physical Disabilities
Organizations ... WebABLE A
web site for disability-related internet resources. WebABLE!'s
accessibility database lists hundreds of internet based resources
...
National Organizations
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AAPD(American
Association of People with Disabilities)
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The
American Association on Mental Retardation
- national organization for professionals and others
interested in the field of mental retardation.
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American Association of
University Affiliated Programs (AAUAP)
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ANCOR(American
Network of Community Options and Resources)
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The Bazelon Center for
Mental Health Law,
a
national organization which focuses on legal advocacy for the
civil rights and human dignity of people with mental illness.
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Best Buddies
-Best Buddies is a non-profit organization dedicated to
enhancing the lives of people with intellectual disabilities by
providing opportunities for one-to-one friendships and
integrated employment.
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Consortium for Citizens with Disabilities
- A coalition of approximately 100 national disability
organizations working together to advocate for national public
policy that ensures the self-determination, independence,
empowerment, integration and inclusion of children and adults
with disabilities in all aspects of society.
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Consortium of Developmental
Disabilities Council
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Epilepsy Foundation of America
- National organization that works for people
affected by seizures through research, education, advocacy and
service.
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Genetic Alliance
- A national coalition of consumers, professionals and genetic
support groups for concerns on genetic conditions
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Kiwanis International
- An international service organization with
numerous projects focusing on individuals with mental
retardation and the worldwide prevention of iodine deficiency
disorders, including mental retardation. See also
Kiwanis Aktion Clubs.
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March
of Dimes
- Provides information, resources, referrals and data
intended to assist the public in having healthy pregnancies and
healthy births. The web site also provides information for
health care professionals and offers opportunities for
volunteering in March of Dimes fundraising events.
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National Association of Protection and Advocacy Systems
- An association that which represents
federally mandated programs that protect the rights of persons
with disabilities.
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National Organization on Disability
- A national advocacy organization which
promotes the full participation and contribution of America's 54
million people with disabilities, through Harris surveys and
programs addressing community accessibility, emergency
preparedness, employment, religious participation, and other
aspects of life.
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National Organization for Rare Disorders
- Technical assistance and information dissemination on rare
disorders.
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Self
Advocates Becoming Empowered
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United Cerebral Palsy
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TASH
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Because paying for life's expenses are not always as certain as your
responsibilities... These top rated
Disability Insurance Companies can all but alleviate the problem!
The Purpose of Disability Insurance
Disability insurance was created to insure you for
a disabling sickness or injury, these plans will provide an individual
the ability to continue their standard of living. They are designed to
replace up to 60% of taxable income.
As you can observe above, there are a significant number of carriers
available to search out the best occupational definitions, and
occupational rating classes for your particular profession.
Q. If you are permanently disabled and cannot work, what will
Social Security
cover?
A. Social Security has a cap on the amount
of benefits you'll receive. In most cases, there will be a 5-month
waiting period before eligibility, plus another 7 months before you
even receive a benefit check. In addition, 56% of all disability
claims are rejected by Social Security.
More>
Q. If you collect disability income benefits, do you have to pay
Income Tax
on them?
A. Provided
you pay the premiums out of your own pocket on an after-tax basis,
the benefits are not taxable. However, if premiums are deducted from
your paycheck on a pre-tax basis such as in a Section 125 cafeteria
plan, benefits will be taxable. If your employer pays part of the
premiums, only the portion of the benefit that is attributable to
your own contributions will be tax-free.
More> |
Lewis Fink is licensed as
insurance agents offering these benefits in the following
states:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE,
District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC,
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA,
and
Wisconsin - WI.
Note: Not all companies may offer products in all states.
Note: We do not
provide legal or tax advice. The general information presented
on various tax aspects contained in this site are not intended
to be relied upon as tax advice. Individuals should seek the
advice of a qualified tax professional regarding the taxation of
these benefits as they apply to your particular situation.
These benefits are
offered in all states except: AK, HI, WA,
& WY. License #'s: CA: OC38446 MT: 29724 F00-0283-LC
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Term Life America.com Disability Insurance
888.587.8511
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