Privacy Policy
Procedures For Handling Customer Information
DisabilityInsurance.TermLifeAmerica.com legal policies and procedures
for handling customer information have been created with the
understanding that Internet technologies are still evolving and that
Internet business methods are continuing to evolve to meet the needs and
opportunities of the changing technologies. As a result,
DisabilityInsurance.TermLifeAmerica.com policies and procedures are
subject to change.
In the course of serving its customers,
DisabilityInsurance.TermLifeAmerica.com acquires, stores and transmits
customer communications and information that customers may regard as
private or sensitive. Some of this information - such as the customer's
name, address, telephone number, and credit card data - is provided to
DisabilityInsurance.TermLifeAmerica.com by its customers in order to
establish service.
DisabilityInsurance.TermLifeAmerica.com also
uses cookies, which are small pieces of information that a web site can
store in a designated file on a user's computer for various reasons.
For example, DisabilityInsurance.TermLifeAmerica.com uses cookies on the
landing pages of products sold online which record the customer
information that is required on the order form. This information is then
forwarded to various insurance companies for underwriting use. In
addition,
DisabilityInsurance.TermLifeAmerica.com may store
customers' electronic mail and other communications as a necessary
incident to the transmission and delivery of services to the customer.
Data Security
DisabilityInsurance.TermLifeAmerica.com will protect the confidentiality
of its customers' information, account information and personal
communications to the fullest extent possible and consistent with the
law. To protect the loss, misuse, and alteration of information that is
collected from customers, DisabilityInsurance.TermLifeAmerica.com has
appropriate physical, electronic, and managerial procedures in place.
Disclosure of customer information and communications
DisabilityInsurance.TermLifeAmerica.com will not otherwise disclose its
customers' personal and account information unless
DisabilityInsurance.TermLifeAmerica.com has reason to believe that
disclosing such information is necessary to identify, make contact with,
or bring legal action against someone who may be causing harm or
interfering with the rights or property of
DisabilityInsurance.TermLifeAmerica.com, or where
DisabilityInsurance.TermLifeAmerica.com has a good faith belief that the
law requires such disclosure.
DisabilityInsurance.TermLifeAmerica.com also will not, except for
reasons stated below, disclose to third parties the contents of any
electronic mail or other electronic communications that
DisabilityInsurance.TermLifeAmerica.com stores or transmits for its
customers.
The circumstances under which we will disclose such
electronic customer communications are when:
· · it is necessary in order to provide service to the customer;
· · it is required to cooperate with interception orders, warrants,
or other legal process that
Disability Insurance.TermLifeAmerica.com determines in its sole
discretion to be valid and enforceable; and
· · it is necessary to provide to a law enforcement agency when the
contents are inadvertently obtained by
DisabilityInsurance.TermLifeAmerica.com and appear to pertain to the
commission of a crime.
DisabilityInsurance.TermLifeAmerica.com disclaims any intention to
censor, edit or engage in ongoing review or surveillance of
communications stored on or transmitted through its facilities by
customers or others. DisabilityInsurance.TermLifeAmerica.com will,
however, review, delete or block access to communications that may harm
DisabilityInsurance.TermLifeAmerica.com, its customers or third parties.
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Not all insurance products from all insurance companies
are available in all states.font>
Note:
We do not provide legal or tax advice. The general
information presented on various tax aspects contained in
this site are not intended to be relied upon as tax advice.
Individuals should seek the advice of a qualified tax
professional regarding the taxation of these benefits as
they apply to your particular situation.
These
benefits are offered in all states except: AK, HI, & WY.
License #'s: CA: OC38446 MT: 29724 F00-0283-LC
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