Term Life Insurance & Term Life Insurance Quotes
Disability Insurance

  888.587.8511
disability insurance you can afford, and we're not pushy!
 

  Disability Insurance And Disability Insurance Quotes

 
 
 


Mutual Of Omaha Disability Insurance

 


Attract and retain a talented workforce with Disability Insurance From Mutual of Omaha. We'll support you with a friendly, receptive claims staff; experienced disability management teams; and resources that ease benefit administration.


Mutual of Omaha's Wild Kingdom

Short-Term Disability Insurance

Designed to help manage an employees bottom line, while providing competitive benefits and reasonable cost. Includes a design a custom plan option with a menu of flexible features.

Available options

  • Own job definition of disability – not own occupation
  • Mutually progressive partial disability – with 1 percent earnings loss
  • Own job test or earnings test
  • Work incentive available
  • Survivor benefit available
  • Vocational rehabilitation program – a nationally-certified assistance program to help employees safely return to work
  • Travel Assistance – assistance to covered employees traveling outside of the country or over 100 miles from home
  • Employee Assistance Program – Basic and Comprehensive options available

Long-Term Disability Insurance

Available Options

  • Definition of disability – regular occupation definition, plus additional options to meet specific employer needs:
    • Own occupation/gainful occupation variations
    • Mutually progressive 99 percent earnings test
    • Occupation or earnings test
    • Activities of daily living
  • Elimination periods
  • Medical premium reimbursement
  • No prudent person pre-existing condition
  • Vocational rehabilitation and reasonable accommodation
  • Floating work incentive benefit
  • Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
  • Employee Assistance Program – Basic and Comprehensive options available

Voluntary Short-Term Disability Insurance

Flexible options and features

  • Benefit amounts of 50 or 60 percent of pre-disability salary
  • Maximum monthly benefits from $200 to $1,200 with higher maximums available depending on group size
  • Elimination periods of 7, 14, 30 calendar days
  • Benefit duration of 9 to 26 weeks
  • Survivor benefits available
  • Own job definition of disability
  • Partial disability benefits
  • Waiver of premium while collecting benefits
  • Vocational rehabilitation program – a nationally-certified assistance program to help employees safely return to work
  • Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
  • Employee Assistance Program – Basic and Comprehensive options available
Eligibility requirements
  • Minimum enrollment of 10 employees or 25 percent of eligible employees, whichever is greater
  • All active, full-time employees working 30 or more hours per week

Voluntary Long-Term Disability Insurance 

Available options

  • Definition of disability – regular occupation definition, plus additional options to meet specific employer needs:
    • Own occupation/gainful occupation variations
    • Mutually progressive 99 percent earnings test
    • Occupation or earnings test
    • Activities of daily living
  • Elimination periods
  • Medical premium reimbursement
  • No prudent person pre-existing condition
  • Vocational rehabilitation and reasonable accommodation
  • Floating work incentive benefit
  • Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
  • Employee Assistance Program – Basic and Comprehensive options available 



Related Topics

            Top Rated Disability Insurance Company Products
                ●  Companies And Product Benefits   
                
  Aig       
                
  Assurity   
                
  Berkshire  Berkshire Brochure 
                ●
  Boston Mutual
                
  Guardian  
                  Hartford
                
  MassMutual
                ●
  Metlife
                ●  Mutual of Omaha 
                ●  Principal    Company Profile
                ●
  Union Central
                                            
Not all insurance products from all insurance companies are available in all states.
Note:  We do not provide legal or tax advice. The general information presented on various tax aspects contained in this site are not intended to be relied upon as tax advice. Individuals should seek the advice of a qualified tax professional regarding the taxation of these benefits as they apply to your particular situation.  These benefits are offered in all states except: AK, HI, & WY. License #'s: CA: OC38446 MT: 29724 F00-0283-LC 


<Return To Previous Page>