Attract and retain a talented workforce with Disability Insurance From Mutual of Omaha. We'll support you with a
friendly, receptive claims staff; experienced disability management
teams; and resources that ease benefit administration.
Mutual of Omaha's Wild Kingdom
Short-Term Disability Insurance
Designed to help manage an employees bottom line, while providing
competitive benefits and reasonable cost. Includes a design a custom
plan option with a menu of flexible features.
Available options
-
Own job definition of disability – not own occupation
-
Mutually progressive partial disability – with 1 percent earnings
loss
- Own
job test or earnings test
-
Work incentive available
-
Survivor benefit available
-
Vocational rehabilitation program – a nationally-certified
assistance program to help employees safely return to work
-
Travel Assistance –
assistance to covered employees traveling outside of the country or
over 100 miles from home
-
Employee Assistance Program
– Basic and Comprehensive options available
Long-Term Disability Insurance
Available Options
-
Definition of disability – regular occupation definition, plus
additional options to meet specific employer needs:
-
Own occupation/gainful occupation variations
-
Mutually progressive 99 percent earnings test
-
Occupation or earnings test
-
Activities of daily living
-
Elimination periods
-
Medical premium reimbursement
-
No prudent person pre-existing condition
-
Vocational rehabilitation and reasonable accommodation
-
Floating work incentive benefit
-
Travel Assistance –
provides assistance to covered employees traveling outside of the
country or over 100 miles from home
-
Employee Assistance Program
– Basic and Comprehensive options available
Voluntary Short-Term Disability Insurance
Flexible options and features
-
Benefit amounts of 50 or 60 percent of pre-disability salary
-
Maximum monthly benefits from $200 to $1,200 with higher maximums
available depending on group size
-
Elimination periods of 7, 14, 30 calendar days
-
Benefit duration of 9 to 26 weeks
-
Survivor benefits available
-
Own job definition of disability
-
Partial disability benefits
-
Waiver of premium while collecting benefits
-
Vocational rehabilitation program – a nationally-certified
assistance program to help employees safely return to work
-
Travel Assistance –
provides assistance to covered employees traveling outside of the
country or over 100 miles from home
-
Employee Assistance Program
– Basic and Comprehensive options available
Eligibility
requirements-
Minimum enrollment of 10 employees or 25 percent of eligible
employees, whichever is greater
-
All active, full-time employees working 30 or more hours per week
Voluntary Long-Term Disability Insurance
Available options
-
Definition of disability – regular occupation definition, plus
additional options to meet specific employer needs:
-
Own occupation/gainful occupation variations
-
Mutually progressive 99 percent earnings test
-
Occupation or earnings test
-
Activities of daily living
-
Elimination periods
-
Medical premium reimbursement
-
No prudent person pre-existing condition
-
Vocational rehabilitation and reasonable accommodation
-
Floating work incentive benefit
-
Travel Assistance –
provides assistance to covered employees traveling outside of the
country or over 100 miles from home
-
Employee Assistance Program
– Basic and Comprehensive options available
Related Topics
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Company Profile
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Union Central
Not all insurance products from all insurance companies
are available in all states.
Note:
We do not provide legal or tax advice. The general
information presented on various tax aspects contained in
this site are not intended to be relied upon as tax advice.
Individuals should seek the advice of a qualified tax
professional regarding the taxation of these benefits as
they apply to your particular situation.
These
benefits are offered in all states except: AK, HI, & WY.
License #'s: CA: OC38446 MT: 29724 F00-0283-LC
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