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  Disability Insurance And Disability Insurance Quotes

 
 
 


 Disability Insurers Rating Definitions

 


Check the financial strength and claims paying ability from A.M. Best, Standard & Poor's, Moody's, and Fitch rating companies.

 

A.M. Best

Standard & Poor's

Moody's

Fitch

Rank 

Financial Strength

Financial Strength

Financial Strength

Claims Paying Ability

1

A++
Secure / Superior

AAA
Extremely Strong

Aaa
Exceptional

AAA
Secure / Highest

2

A+
Secure / Superior

AA+
Very Strong

Aa1
Excellent

AA+
Secure / Very High

3

A
Secure / Excellent

AA
Very Strong

Aa2
Excellent

AA
Secure / Very High

4

A-
Secure / Excellent

AA-
Very Strong

Aa3
Excellent

AA-
Secure / Very High

5

B++
Secure / Very Good

A+
Strong

A1
Good

A+
Secure / High

6

B+
Secure / Good

A
Strong

A2
Good

A
Secure / High

7

B
Vulnerable / Fair

A-
Strong

A3
Good

A-
Secure / High

8

B-
Vulnerable / Fair

BBB+
Good  

Baa1
Adequate

BBB+
Secure / Adequate

9

C++
Vulnerable / Marginal

BBB
Good  

Baa2
Adequate

BBB
Secure / Adequate

10

C+
Vulnerable / Marginal

BBB-
Good  

Baa3
Adequate

BBB-
Secure / Adequate

11

C
Vulnerable / Weak

BB+
Marginal

Ba1
Questionable

BB+
Uncertain

12

C-
Vulnerable / Weak

BB
Marginal

Ba2
Questionable

BB
Uncertain

13

D
Vulnerable / Poor

BB-
Marginal

Ba3
Questionable

BB-
Uncertain

14

E
Vulnerable / Under State Supervision

B+
Weak

B1
Poor

B+
Possessing Risk

15

F
Vulnerable / In Liquidation

B
Weak

B2
Poor

B
Possessing Risk

16

S
Rating Suspended

B-
Weak

B3
Poor

B-
Possessing Risk

17

 

CCC+
Very Weak

Caa
Very Poor

CCC
Substantial
Risk

18

 

CCC
Very Weak

Ca
Extremely Poor

DD
Liquidating

19

 

CCC-
Very Weak

C
Lowest

SR
Suspended Rating

20

 

CC
Extremely Weak

 

 

21

 

R
Regulatory Action

 

 

22

 

pi
Based on public information only


Related Topics

               
Disability Insurance For The Professional
                ●  Professionals   
                
  Individuals  
               
  Executives       
                
  Physicians   
                
  Attorneys

                Business Disability Products               
               
  Professional Business Disability Overhead Expense
                
  Disability Buy Out  
                  Disability Buy Out Insurance
                  Keyman Disability Insurance  
                
  Other Professionals
                ●
  Employer Groups

Lewis Fink is licensed as insurance agents offering these benefits in the following states: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI.

Not all insurance products from all insurance companies are available in all states.

Note:  We do not provide legal or tax advice. The general information presented on various tax aspects contained in this site are not intended to be relied upon as tax advice. Individuals should seek the advice of a qualified tax professional regarding the taxation of these benefits as they apply to your particular situation.  These benefits are offered in all states except: AK, HI, & WY. License #'s: CA: OC38446 MT: 29724 F00-0283-LC 


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